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What is a crypto-backed mortgage?
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A crypto-backed mortgage is a home loan that allows borrowers to use their cryptocurrency holdings—typically Bitcoin or USDC—as collateral instead of selling them for cash. Instead of liquidating assets for a down payment, borrowers pledge their crypto, keeping exposure to potential future price gains.
This model is gaining traction through partnerships like Better Home & Finance and Coinbase, aiming to make homeownership more accessible for crypto holders while integrating digital assets into traditional finance systems.
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love how sentiment is always a buy signal right after people get nervous
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A crypto-backed mortgage is a home loan that allows borrowers to use their cryptocurrency holdings—typically Bitcoin or USDC—as collateral instead of selling them for cash. Instead of liquidating assets for a down payment, borrowers pledge their crypto, keeping exposure to potential future price gains.
This model is gaining traction through partnerships like Better Home & Finance and Coinbase, aiming to make homeownership more accessible for crypto holders while integrating digital assets into traditional finance systems.
@lingriiddd said in What is a crypto-backed mortgage?:
A crypto-backed mortgage is a home loan that allows borrowers to use their cryptocurrency holdings—typically Bitcoin or USDC—as collateral instead of selling them for cash. Instead of liquidating assets for a down payment, borrowers pledge their crypto, keeping exposure to potential future price gains.
This model is gaining traction through partnerships like Better Home & Finance and Coinbase, aiming to make homeownership more accessible for crypto holders while integrating digital assets into traditional finance systems.
interesting concept, but this basically turns your house into a leveraged bet on Bitcoin price movements
