A crypto-backed mortgage is a home loan that allows borrowers to use their cryptocurrency holdings—typically Bitcoin or USDC—as collateral instead of selling them for cash. Instead of liquidating assets for a down payment, borrowers pledge their crypto, keeping exposure to potential future price gains.

This model is gaining traction through partnerships like Better Home & Finance and Coinbase, aiming to make homeownership more accessible for crypto holders while integrating digital assets into traditional finance systems.

interesting concept, but this basically turns your house into a leveraged bet on Bitcoin price movements