While everyone’s chasing the next memecoin or hyped layer-2, Litecoin — the OG silver to Bitcoin’s gold — is still quietly doing its thing… fast, cheap, and battle-tested.

But is there still money to be made with LTC in 2025? Short answer: yes, especially if you know how and where to look.

Let’s break it down.
🧬 What Makes Litecoin Different?

Launched in 2011 by former Google engineer Charlie Lee, Litecoin was designed to be a “lighter” version of Bitcoin:

⚡ Faster blocks — 2.5-minute block times vs. Bitcoin’s 10 minutes

💸 Low fees — typically less than $0.01 per transaction

🔒 Proof-of-Work security — uses Scrypt instead of SHA-256

🔄 Near-universal exchange support — available everywhere

It’s not fancy. It’s not flashy. But it works — and in crypto, that’s rare enough.
What’s New With LTC in 2025?
MimbleWimble Privacy Upgrade

Litecoin quietly integrated MimbleWimble Extension Blocks (MWEB), allowing optional private transactions. This isn’t full-on anonymity, but it does help protect user balances and data.

Pro: Better privacy and scalability
Con: Some exchanges (esp. in Korea) delisted LTC due to privacy concerns
LTC as a Payment Coin

From BitPay to Binance Pay to even some physical retailers, LTC is still one of the most-used cryptos for payments. With low fees and fast confirmations, it's perfect for day-to-day spending.
Halving 2023 Impact Still Playing Out

Litecoin’s last halving was in August 2023. Historically, LTC sees major price movement 6–12 months after a halving — and we’re right in that window.
How to Make Money with Litecoin in 2025

1. Hold (HODL)

LTC still tracks with BTC cycles. Some analysts see $150–$180 targets if Bitcoin re-tests its ATHs this year.

Current price: ~$80–$100 range

Potential upside? 2x–3x conservatively if market strength continues

2. Trade the Range

Litecoin is known for clean technical patterns and mid-volatility swings. Great for range traders or swing traders.

Tip: Watch the $95–$105 zone for breakout or rejection opportunities

Bonus: Volume often spikes during Bitcoin dips

3. Spend & Save With Rewards

Use LTC for payments through crypto cards or e-commerce platforms, and some services offer LTC cashback rewards.

💳 Try: Litecoin Foundation’s partnership card (via Unbanked or BitPay)

🛍️ Use on: Travala, Newegg, Overstock, and others

4. Earn LTC via Freelance Gigs

Some platforms (like CryptoTask and LaborX) allow direct LTC payments for freelance or microtasks.

You can also accept LTC for digital goods, tutoring, design work — whatever your skill is.
🧠 Why LTC Still Matters

In a world full of hype coins, Litecoin remains:

✅ Reliable

✅ Easy to use

✅ Widely supported

✅ Surprisingly undervalued

It might not moon 1000% overnight, but it keeps showing up — and sometimes, consistency is the best alpha.
Final Thought

LTC isn't the loudest coin in the room — but that’s kind of the point. If you’re looking for a dependable, liquid, no-drama crypto that still has upside potential… don’t sleep on Litecoin.

Who's stacking silver? Drop your LTC thoughts below.

Disclaimer: Not financial advice. DYOR before investing.

Dogecoin (DOGE) Market Update & Catalysts

Whale Accumulation & Trading Activity

Large players (“whales”) have been steadily absorbing DOGE, fueling upward momentum. Recent market structure shows that bulls defended the $0.22 zone, while primary support and reload range sits at $0.15–$0.16 — the bottom of the accumulation range. A breakout above $0.25 could spark a run toward $0.40, especially if short positions get squeezed.

ETF Prospects & Institutional Tailwinds

Optimism is building around a potential Dogecoin Spot ETF, with growing speculation that approval could arrive in the next cycle. An ETF would open the doors for institutional capital, mirroring what happened with Bitcoin’s rally.

Expanding Utility (DogeOS & DeFi)

The development of DogeOS, which allows DOGE to interact with Ethereum DeFi ecosystems, could give the coin a major utility boost beyond its meme status. This evolution may help sustain higher valuations long-term.

Technical Signals & Price Forecasts

Chart patterns are turning favorable:
Golden cross (50-day MA crossing the 200-day) shows momentum strength.
Oversold RSI signals suggest a potential reversal upward.
If support at $0.15–$0.16 holds and bulls reclaim $0.25, upside targets expand to $0.34–$0.40.

Bullish Scenarios & Analyst Sentiment

Mid-term projections highlight possible price zones:
Conservative path: $0.30–$0.33 into 2025.
Aggressive path: Retesting all-time highs near $1 if institutional demand + ETF + DeFi traction align.

Key Positive Catalysts

Catalyst Impact
Whale absorption & accumulation Strengthens base; short squeezes possible.
Spot ETF approval potential Brings institutional demand.
Technical bullish patterns Golden cross + RSI suggest uptrend.
DogeOS & DeFi integration Expands DOGE’s real-world use cases.
Strong community + hype Keeps DOGE in the spotlight.

Summary
Dogecoin is holding its accumulation base at $0.15–$0.16, with strong whale support and growing catalysts like ETFs and DeFi integration. If bulls can reclaim the $0.25–$0.26 zone, momentum could build toward $0.40 in the mid-term — with long-term upside scenarios eyeing $1+ if institutional and utility drivers align.

OpenAI just confirmed it’s now pulling in over $1 billion per month in revenue.
But behind the headline number, the company admits it’s still under heavy financial pressure. Why? Compute costs. ️

The Numbers

CFO Sarah Friar told CNBC the company crossed the $1B/month mark.

That aligns with The Information’s July 2025 leak.

Despite the growth, server + GPU bills keep climbing at breakneck speed.

️ The Cost of AI

Sam Altman has warned: future AI data centers could cost “trillions of dollars” to build.
His bet? Demand for training + inference will keep skyrocketing, making those insane investments worthwhile.

Bubble or Next Dot-Com?

Even Altman admits the AI boom feels like a bubble moment.

Some players will lose fortunes

But others will strike gold

It’s the same pattern we saw during the early 2000s dot-com era.

Why This Matters for You

Traders: OpenAI’s growth = bullish sentiment for the AI sector. Expect ripple effects in AI-linked equities and tokens.

Builders & Freelancers: Demand for AI tools, integrations, and infra support isn’t slowing. If you can cut costs or improve efficiency—you’re in business.

Investors: Watch how compute costs vs. revenue balance out. Profitability (not hype) will separate winners from losers.

Question to the room: Do you see this as a dot-com style bubble ready to pop… or the foundation of the next trillion-dollar wave?

For years, passports and residency permits were strictly a fiat-only luxury. Now? Crypto whales and early adopters can use Bitcoin, Ether, or stablecoins to secure everything from Caribbean passports to European residencies. Let’s break down the crypto-friendly migration hotspots shaping 2025.

Key Takeaways

Vanuatu: Fastest citizenship (30–60 days), crypto via licensed agents.

Dominica & Saint Lucia: Caribbean passports in months, crypto accepted through agencies.

Portugal: EU residency through crypto-linked investment funds, path to citizenship.

El Salvador: Direct citizenship with $1M in Bitcoin/USDT — no fiat needed.

Vanuatu: Passport in Weeks

Donation starts at $130K (single applicant).

Crypto accepted by licensed agents, converted to fiat.

Remote process, no stay requirements, dual citizenship allowed.

Perks: Tax-free, visa-free to 90+ countries, family included.
Fun fact: Vanuatu has no military — a true “neutral ground” for digital nomads.

Dominica & Saint Lucia: Caribbean in Crypto

Dominica: $200K donation.

Saint Lucia: $240K donation or $300K real estate.

Agencies accept BTC, ETH, USDT → converted for applications.

Passports in 4–9 months, covering entire families.

Strong travel freedom: EU, UK, Singapore, Hong Kong.
️ Heads up: Caribbean CBI passports face stricter checks in some countries.

Portugal: Golden Visa with a Crypto Twist

Investment: €500K+ in regulated funds.

Now includes blockchain-focused venture funds and even “3 BTC investment” offers pegged to €500K.

Residency in year one: only 7 days required.

Path to EU citizenship in 5 years (pending review).

Perks: No language test, favorable crypto tax (long-term gains exempt).
Portugal also has one of Europe’s strongest blockchain hubs.

El Salvador: Bitcoin Citizenship

World’s first fully crypto-native migration program.

$1M in BTC or USDT = residency + fast-track citizenship.

Initial deposit: $999 in BTC/USDT.

Entire family included, approval in as little as 6 weeks.

Investments go toward education, tech, and infrastructure.
El Salvador was also the first to make Bitcoin legal tender — and runs a national Bitcoin treasury.

️ The Big Picture

Fastest path: Vanuatu (30–60 days).

Most prestige: Portugal (EU passport in 5–10 years).

Most direct crypto use: El Salvador (no fiat at all).

Family-friendly: Caribbean programs (Dominica, Saint Lucia).

Bottom line: Crypto migration is no longer theory. Whether you’re a nomad, a founder, or just “crypto-rich,” there’s now a passport waiting to be minted.

For years, crypto had a reputation: speculative bets, moon missions, and meme coins. But a new survey by Bitget Wallet (4,599 users) shows a shift — people aren’t just hodling, they’re swiping.

Gen Z: Daily Drivers & Gamers

39% spend crypto on gaming.

36% use it for daily purchases & travel bookings.
Gen Z is turning crypto into a “tap-to-pay” lifestyle — coffee, games, tickets.

Gen X: Big Spenders

40% use crypto for travel, digital products & real estate.
For Gen X, crypto isn’t about snacks or skins — it’s booking trips and signing deeds.

Millennials: The All-Rounders

Millennials spread it across travel, subscriptions, digital goods. They’re comfortable mixing crypto with everyday financial life, bridging convenience with flexibility.

Regional Trends

Southeast Asia → Gaming & gifting (41%)

East Asia → Daily purchases & digital goods (41%)

Africa → Education & cross-border payments (38%)

Latin America → Digital products (38%) & online shopping (35%)

Middle East → Luxury & lifestyle (31% luxury goods, 29% cars)

And it’s not just retail: Emirates Airline just signed with Crypto.com Pay to integrate crypto into its booking system. ️

Why This Is Working

Bitget CMO Jamie Elkaleh points out that QR codes for small shops + card integrations for bigger retailers = crypto payments that feel just like regular shopping. Merchants get the bonus of avoiding exchange headaches.

Bottom line: Crypto is moving from charts to checkouts.
The next big adoption wave may not be driven by traders — but by people booking flights, paying tuition, or just buying their daily latte.

Design lovers, it’s official — Figma is now a public company.

The collaborative design tool made its stock market debut on the New York Stock Exchange under the ticker $FIG, raising a whopping $1.22 billion after selling 39.6 million shares at $33 apiece — higher than its final expected range of $30–32. (Originally, it aimed for $25–28.)

Valuation check:

Bloomberg: $16.1 billion

Reuters & CNBC: $19.34 billion

With employee stock options: Potential total value estimated at $18.5B–$19.3B+

Flashback: The Adobe Deal That Never Was

In September 2022, Adobe announced a $20B acquisition deal for Figma, hoping to combine creative forces. But the internet… didn’t love the idea. Users feared Figma would be absorbed into Adobe’s Creative Cloud, lose its simplicity, or become unaffordable.

By the end of 2023, regulators in the EU and UK blocked the deal, citing competition concerns. Adobe backed out and paid a $1B breakup fee to Figma.

So what did Figma do next?
They got back to building — and in Spring 2024, closed a private stock sale valuing the company at $12.5B. Now they’ve added nearly $7B+ in value in just over a year.
TL;DR:

✅ Figma is now trading on NYSE: $FIG

💸 Raised $1.22B from IPO

📈 Valued up to $19.3B

❌ Adobe deal canceled, $1B breakup fee collected

🚀 Now independent and flush with cash

What’s next? More product updates? Expanding beyond design? A dev toolkit? Time will tell — but one thing’s clear: Figma isn’t just surviving without Adobe — it’s thriving.

For years, people talked about the “streaming wars.” Well, spoiler alert: Netflix won.

Sure, Disney+, Max, Prime Video, Apple TV+, and others are still in the game, but when it comes to global subscribers, cultural impact, and original content, Netflix stands as the undisputed heavyweight. They survived competition from studios with deeper pockets and bigger libraries — and somehow kept innovating while others stumbled.

But here’s the real question: now that Netflix has conquered streaming, what’s next?

Growth Beyond Subscriptions

Netflix already has over 270M subscribers worldwide. At some point, subscription growth plateaus — especially in saturated markets. That’s why the company’s moves beyond its core model are so telling:

Ad-Supported Tiers → Opening up a lower-priced option with ads to capture new audiences and generate billions in advertising revenue.

Password Sharing Crackdown → A move many doubted, but it turned into a revenue machine by converting freeloaders into paying users.

Into Interactive Content & Gaming

Netflix isn’t just a streaming company anymore. It’s dipping its toes into:

Mobile gaming (with free games linked to Netflix IP).

Interactive storytelling (think Bandersnatch, but bigger).

Licensing hits into games (Stranger Things, Squid Game experiences).

Long-term, this looks like a strategy to capture not just “watch time,” but screen time.

Global Content Domination

From Money Heist (Spain) to Squid Game (Korea), Netflix cracked the code on global storytelling. Instead of importing Hollywood everywhere, it’s exporting local hits to the world. This cross-border content strategy isn’t just smart — it’s unmatched by competitors.

The next step? More regional studios, more investment in non-English shows, and positioning itself as the world’s entertainment company, not just America’s.

The AI & Data Play

Few companies understand their audience like Netflix does. Their recommendation engine is already legendary, but with advances in AI, we could see:

Personalized trailers and promos.

Automated dubbing/subtitles with higher quality.

Even AI-assisted content creation (controversial, but possible).

If Netflix leans into AI smartly, it could widen its moat against slower-moving competitors.

What’s Next?

Netflix has already shifted from a DVD rental startup → streaming disruptor → content powerhouse.
The next evolution might look like:

A hybrid of streaming + gaming + live events.

An AI-driven personalization empire.

Or… maybe even the Disney of the digital age — but without theme parks.

Final Take

Netflix isn’t just “winning streaming” anymore. It’s already thinking about what happens after streaming. While competitors fight for scraps of market share, Netflix is quietly building the next entertainment ecosystem — one that spans screens, cultures, and maybe even industries.

The real war isn’t over who wins streaming. It’s over who defines entertainment for the next 20 years.

In an interview with The Verge, OpenAI CEO Sam Altman was asked whether the hype around artificial intelligence could be considered a “bubble.” He drew a direct comparison to the dot-com boom of the 1990s.

“Are we at a stage where investors are generally overvaluing AI? I think yes. Can the emergence of AI also be considered one of the most important events in a very long time? I also think yes.”
— Sam Altman, CEO of OpenAI

Altman explained that historically, bubbles tend to form around real innovations. Investors often “get carried away when they see a kernel of truth,” he said. The internet, for example, was transformative, “but people simply got overexcited.”

Still, Altman pointed to what he sees as excesses in the current AI market:

“When three-person AI startups raise money at sky-high valuations — that’s madness.”

According to him, some will lose phenomenal amounts of money, but others — though it’s impossible to predict who — will make fortunes. “I personally believe, though I could be wrong, that overall this will be a huge positive for the economy,” he added.

OpenAI’s Growing Pains

Altman admitted that OpenAI “really messed up a few things” during the rollout of GPT-5, but said the company has “learned the lesson” of what it means to launch a product for “hundreds of millions of people overnight.” He noted that many users actually liked the new model-switching feature, even though the process wasn’t flawless.

“Right now, we’re forced to make terrible compromises. We have more advanced AI models, but we can’t release them to users because we simply don’t have enough capacity.”

Scaling Challenges

Altman highlighted that ChatGPT is already the fifth most-visited website in the world, but scaling further has been limited by a shortage of computing power. To fix this, OpenAI is preparing to invest massive sums into infrastructure:

“In the near future, we’ll correct this — we’re going to spend trillions of dollars building data centers.”

UK police are investigating a chilling new crypto scam where a fraudster stole £2.1 million ($2.8M) worth of BTC from a cold storage wallet — by pretending to be a senior law enforcement officer.

️ The Setup

Victim was contacted by a scammer impersonating a senior UK cop.

The fraudster claimed they had arrested someone carrying the victim’s ID docs and warned of “security risks.”

Playing on fear + urgency, they convinced the victim to “secure their funds” by logging into a fake website.

The victim entered their seed phrase → scammers instantly drained the wallet.

Police Warning

North Wales Police Cyber Crime team says:

Police will NEVER call you to talk about crypto or ask you to touch your cold wallet.

They will never ask for your seed phrase (password).

If in doubt: hang up, verify by calling the police directly, and report suspicious calls.

Bigger Picture

This isn’t a rookie scam. Police suspect the victim’s details may have come from a data breach — meaning it was a highly targeted hit.

Law enforcement worldwide has seen a rise in scams involving:

Fake officers & officials

Exchange employee impersonations

Even AI deepfake voice messages of US officials (yes, really).

Takeaway

Even long-term hodlers with cold wallets aren’t safe if they slip on social engineering traps.
Rule #1: Your seed phrase is sacred. Nobody, not even police or exchanges, should ever see it.

What’s scarier to you: scammers using deepfake voices of officials, or people still trusting links from cold calls?

Fintech powerhouse Revolut is reportedly considering acquiring a licensed US bank to speed up its entry into the American lending market, according to Financial Times sources familiar with the matter.

The move would allow the UK-based firm to offer credit and banking services in the US much faster than by applying for a banking charter from scratch — a process known for being lengthy and complex.

Two FT sources said Revolut is actively exploring the purchase of a small, affordable bank with a national license, which would instantly give the company a regulatory foothold. However, one of the insiders noted that no final decision has been made yet. Revolut declined to comment.
Why This Matters

Getting licensed in the US has long been one of Revolut’s biggest hurdles in its global expansion. The acquisition route could sidestep bureaucracy and instantly unlock a new market of millions.

If successful, it would mirror a similar strategy seen in June 2025, when Revolut reportedly acquired a small Argentine bank (operating under the Cetelem brand) to establish a presence in Latin America.
Revolut’s Licensing Timeline

UK: Received a preliminary banking license in July 2024, but as of mid-2025, full consumer lending approval is still pending.

US: Considering a bank acquisition instead of applying from scratch.

LATAM: Bought a local bank in Argentina to grow regionally.

Revolut by the Numbers

📅 Founded: 2014

👤 Founders: Nikolay Storonsky and Vlad Yatsenko

🌎 Global Users: ~60 million as of June 2025 (per Bloomberg)

💰 Fundraising: In talks to raise $1 billion, valuing the company at $65 billion (as of July 2025, per FT sources)

If Revolut goes through with a US bank acquisition, it could mark a turning point in how fintechs tackle regulatory scaling in mature markets. Will they go the build-from-scratch route, or just buy the license?

Either way, Revolut’s playbook is getting bolder — and more global.

Google just dropped its Pixel 10 lineup at Made by Google — and yes, there’s a foldable this time. Here’s the scoop

Pixel 10, 10 Pro & 10 Pro XL

Displays:

Pixel 10 → 6.3" Actua, 3000 nits, 60–120Hz

10 Pro → 6.3" Super Actua, 3300 nits, 1–120Hz

10 Pro XL → 6.8" Super Actua, same specs as Pro

Performance:

Pixel 10 → 12GB RAM / up to 256GB storage

Pro & Pro XL → 16GB RAM / up to 1TB

Cameras:

Pixel 10 → triple cam (48MP main, 13MP ultra-wide, 10.8MP telephoto)

Pro & XL → upgraded 50MP main + 48MP ultra-wide AF + 48MP telephoto w/ 100× Pro Res Zoom

Selfies? Pro/XL go wild with a 42MP front camera

Battery & Charging:

Pixel 10 → 4970 mAh

Pro → 4870 mAh

XL → 5200 mAh

Wired: up to 70% in 30 min

Wireless: Pixelsnap magnetic charging (15–25W), Google’s MagSafe rival

AI Sauce:

Camera Coach (Gemini-powered tips while shooting)

Magic Cue (predictive info based on context, like showing your flight booking mid-call with an airline)

Prices:

Pixel 10 → $799

Pixel 10 Pro → $999

Pixel 10 Pro XL → $1199

Shipping August 28, 2025

Pixel 10 Pro Fold

Outer Display: 6.4" Actua, 3000 nits, 60–120Hz

Inner Display: 8" Super Actua, 3000 nits, 1–120Hz

Specs: 16GB RAM, up to 1TB storage, Tensor G5 chip, Android 16, Gemini Nano

Cameras: Triple rear setup (48MP + 10.5MP ultra-wide AF + 10.8MP telephoto), plus dual 10MP selfie cams (outer & inner)

Battery: 5015 mAh, 50% in 30 min with 30W USB-C, wireless Pixelsnap 15W

Price: $1799

Release: October 9, 2025

My Take

Pixelsnap feels like Google finally admitted MagSafe was genius.

Camera Coach could either be a lifesaver or the new Clippy.

The Pro Fold is sexy, but $1799 is ouch.

Question to you: If you had to pick one — Pro XL beast mode or the Fold flex life — which team are you on?

Imagine if Coinbase, Binance, Kraken, Robinhood, PayPal, Ripple and even on-chain sleuths like ZachXBT all teamed up with global law enforcement to stop scammers before they cash out. That’s exactly what’s happening.

TRM Labs just announced the launch of the Beacon Network — a real-time, cross-industry “crypto crime response system” designed to track, flag, and freeze stolen funds within minutes, not days.

Why This Matters

Since 2023, at least $47 billion in crypto has been sent to fraud-related wallets (and that’s likely undercounted).

Historically, law enforcement and exchanges worked in silos → by the time anyone reacted, stolen funds had already bounced through thousands of transactions.

With Beacon, that window narrows: detection → tracing → freezing happens in minutes.

️ How Beacon Works

Flagging → Verified members (exchanges, security researchers, law enforcement) tag suspicious wallets.

Tracking → Funds are followed on-chain across multiple networks.

Action → If flagged funds hit a participating exchange, alerts fire instantly, giving the exchange the chance to freeze assets before they disappear.

Think of it as the first “kill chain” for illicit crypto transactions.

Already in Action

Investigators traced $1.5M tied to a global scam → address blacklisted → funds blocked when sent to an exchange.

Another case saw $800K in scam deposits flagged & frozen at a major exchange.

Who’s in the Crosshairs?

North Korean IT worker groups scamming crypto firms.

Hackers and rug-pull artists.

Terror financing networks.

Major scam rings siphoning billions.

But What About Abuse?

Only verified investigators can flag wallets. TRM Labs stresses:

“Every flag carries significant responsibility… misuse will not be tolerated.”

Big Picture

This isn’t just “another consortium.” It’s a shift:

TradFi + DeFi + Law Enforcement + Researchers all pulling in the same direction.

Victims stand a real chance of seeing funds recovered instead of vanished.

And for bad actors? That “exit liquidity” might be gone for good.

What do you think: will Beacon actually make crypto safer, or will criminals just evolve faster with new tricks?

The Trump administration is officially shopping for Jerome Powell’s successor as Federal Reserve Chair (Powell’s term ends in May). Treasury Secretary Scott Bessent says 11 “very strong candidates” are on the list, with vetting set to begin next month.

Why it matters: The Fed controls U.S. interest rates → interest rates control liquidity → liquidity drives risk-on assets like crypto.

The Shortlist (so far)

According to CNBC, the candidates include:

Lorie Logan (Dallas Fed President)

James Bullard (ex-St. Louis Fed)

Philip Jefferson (Fed Vice Chair)

Chris Waller (Fed Governor)

Michelle Bowman (Fed Vice Supervision Chair)

Larry Lindsey (former Fed Governor)

Marc Sumerlin (Bush-era economic adviser)

David Zervos (Jefferies’ chief market strategist)

Rick Rieder (BlackRock’s CIO for global fixed income)

At least three of these have taken openly positive stances toward crypto.

🟠 The Crypto-Friendly Camp

Rick Rieder (BlackRock):

Called Bitcoin “here to stay” back in 2020.

Told WSJ in 2024 that BTC could become a “big part of asset allocation” as investors grow comfortable.

BlackRock, btw, runs the largest BTC + ETH ETFs in the market.

Michelle Bowman (Fed):

Suggested Fed staff should be allowed to invest a little in crypto so they actually understand the tech.

Argued it would help with regulatory insight.

Chris Waller (Fed):

Said banks have “nothing to be afraid of” regarding crypto payments.

Views it as just new tech for transferring objects and recording transactions.

️ Powell vs. the Field

Powell’s stance: Cautious.

Called Bitcoin more of a competitor to gold than the U.S. dollar.

Acknowledged mainstream adoption but urged careful engagement.

Contrast: Some of the names on Trump’s shortlist appear more open to weaving crypto into the financial fabric.

The Market Angle

Powell’s speech last Friday boosted hopes of a rate cut in September.

If a pro-crypto chair takes over in May, markets could see a tailwind for digital assets—especially if lower rates stick.

Big Question for Crypto:

With names like Rieder, Bowman, and Waller in the mix, will Powell’s replacement finally be the first crypto-friendly Fed chair? Or will the cautious, gold-analogy approach continue?

Lululemon LULU - My Investment Thesis

Hey team,
I've been keeping an eye on LULU for a while, and I'm finally going to pull the trigger.
In this market of overhyped MAG 7 stocks, Lululemon dropped 62% since its high in Dec. 2023 until now.

Here's why I'm into LULU:

Revenue has been growing every year for 5 years. Still, the stock is at its lowest in 5 years.
Growth has been slower in the US but good in Asia.
Net income has also been growing over the last 3 years.
P/E ratio is at 13, the lowest in many years.
Stock is also beat up because of the tariffs.
Analysts at Morningstar put its fair value at $305 (now $193, giving it an upside of 58%).
Product Innovation: New franchises like Daydrift, Shake It Out, and Align No Line have been well-received and will continue to drive sales.
Lululemon recently announced an expansion into India for 2026, with plans to open a physical store and a partnership with Tata CLiQ, the e-commerce arm of India’s largest business conglomerate, Tata Group. India can be a huge market for Lulu.
There's also intense competition and margin erosion.
Saying this, I kinda see people around me less excited about Lululemon products.

Technical Analysis:

My EVaR - Entropic Value at Risk - is in a low risk area.
RSI is oversold.
Price has been under the 200 MA for too long.

I'm going to proceed with caution on this one, and allocate approximately. 0.5% of my portfolio into it.
Quick note: I'm just sharing my journey - not financial advice!

This setup favors short positions or caution for long trades. The breakdown below the wedge provides a clear change in trend. If LINK fails to invalidate this pattern quickly, the path toward $17 looks increasingly probable.

LINK has already broken below the wedge, which confirms the bearish bias.
This breakdown suggests sellers are gaining control, and a deeper move is likely.

Target 1: $23.00
Target 2: $21.50
Target 3: $19
Target 4: $17

You may find more details in the chart!
Thank you and Good Luck!

PS: Please support with a like or comment if you find this analysis useful for your trading day

Here’s the truth: Bitcoin mining is getting harder, but that doesn’t mean you can’t profit.

This week, mining difficulty hit a record 127.6 trillion — the highest it’s ever been. But here’s the twist: it's expected to drop slightly in August. And if you know how to play the game, that drop can be your opportunity.
What’s Happening?

Bitcoin difficulty is how hard it is to mine a block and get rewarded in BTC.

It just hit an ATH (all-time high), but a 3% decrease is expected on August 9.

This drop could temporarily increase miner profitability — more rewards for less effort.

Why This Matters for Your Wallet

Bitcoin is designed to adjust difficulty every ~2 weeks to keep blocks coming every 10 minutes.

When difficulty drops:
You need less computing power to compete
Energy costs can stretch further
Smaller setups (like home rigs or shared mining pools) may see better margins

That means if you’ve been thinking about mining BTC or joining a pool, August might be your opening.
How to Make Money During This Adjustment Window

Join a solo pool or shared mining pool
If you don’t own ASICs, platforms like [ViaBTC or Solo CK] let you contribute hashpower and get paid when the pool finds a block.

Leverage efficient hardware
Look into rigs like the KEYMINER A1, which offer strong TH/s at low energy costs. Efficiency = profit.

Time your entry
Mining when difficulty drops gives you a better shot at winning block rewards — especially when the BTC price is holding above $110,000.

HODL Your Earnings
With 94% of all BTC already mined, new coins are scarce. Holding your mining rewards could pay off as supply tightens and demand grows.

Bonus: Why This Works

Bitcoin’s stock-to-flow ratio is even higher than gold — meaning it’s harder to produce, scarcer, and more resilient to inflation. Difficulty adjustments are what make Bitcoin sound money.

Every time BTC gets harder to mine, it becomes more scarce — and that’s bullish for long-term holders and savvy miners.
TL;DR: Mining Still Pays — If You Know When to Jump In

✅ Difficulty just hit a record high

✅ A 3% drop expected August 9

✅ Efficient miners will earn more BTC per watt

✅ BTC price is strong, with scarcity rising

Whether you’re solo-mining, pooling, or considering setting up your first rig — now’s a window worth watching.

This is how miners make money in 2025. Don’t miss the block.

How I Made $$ with AI (And You Can Too)

We’re living through a once-in-a-generation shift. AI is changing everything — fast. Industries are being flipped, new careers are forming, and people are building real income streams from nothing. If you’re just watching, it’s time to get in the game.

You don’t need to be a tech expert. Just start using tools like ChatGPT every day. Ask it for business ideas, marketing help, content, product descriptions — whatever. The more you use it, the more powerful it becomes.

When it comes to making money, don’t overthink it. Building AI apps or agencies takes time and money. The easiest, fastest path right now? AI-powered e-commerce. It’s simple, scalable, and cheap to start. Use AI to find products, create ads, build your store, and even handle customer support. You can launch with a few hundred bucks and start seeing results quickly.

AI automates the hard parts — product research, content creation, customer service — so you can focus on what matters: testing, scaling, and growing. I did it while still in college, with no experience and no team. Within months, I was making more than most of my friends would after graduation.

This opportunity won’t last forever. Those who move now will be the ones who win. You don’t need to know everything — you just need to start.

So ask yourself: are you going to ride the AI wave, or let it pass you by?

If you thought Bitcoin ETFs were the star of TradFi adoption, think again. Over the past five trading days, spot Ether ETFs have absolutely outpaced their Bitcoin counterparts by more than 10x.

The Numbers Don’t Lie

Since Aug. 21:

🟣 Ether ETFs: $1.83 billion inflows

🟠 Bitcoin ETFs: $171 million inflows

Wednesday alone:

🟣 9 ETH funds → $310.3M inflows

🟠 11 BTC funds → $81.1M inflows

ETH also recovered faster this week:

ETH +5% from Tuesday low

BTC +2.8% from same period

Anthony Sassano summed it up: “Brutal.”

Institutional Tilt Toward ETH

Total ETH ETF inflows since July: nearly $10B

Aggregate inflows since launch (13 months): $13.6B

Compare: BTC ETFs (20 months running) = $54B total inflows

Investment advisers now dominate ETH ETF holdings → $1.3B exposure

Top holder: Goldman Sachs ($712M)

Why the Flip Toward ETH?

Policy shift: The GENIUS Act (first federal stablecoin law, signed July) turbocharged the Ethereum narrative.

Stablecoins + RWAs: Ethereum already owns the lion’s share of both markets.

Narrative: Jan van Eck calls ETH “the Wall Street token” — and the money flow seems to agree.

Price Check

ETH: $4,560 (–1.2% daily)

BTC: $113,234 (slightly green, but lagging ETH’s bounce)

The Takeaway

For the first time, Ethereum is dominating TradFi inflows head-to-head against Bitcoin. If this pace continues, ETH ETFs could rival BTC’s growth trajectory in a fraction of the time.

Ethereum isn’t just competing anymore — it’s positioning itself as the financial system’s preferred settlement layer.

Cathie Wood’s ARK Invest just doubled down on its bet that Ethereum treasuries and crypto stocks are the next big frontier.

On Wednesday, ARK bought $15.6M worth of BitMine Immersion Technologies (BMNR) shares across three ETFs:

🟠 ARK Innovation ETF (ARKK): 227,569 shares

ARK Next Gen Internet ETF (ARKW): 70,991 shares

🟢 ARK Fintech Innovation ETF (ARKF): 40,553 shares

(Source: Ark Invest Tracker)

ARK’s Crypto-Heavy Portfolio Moves

BitMine: Now over $300M invested (nearly half the size of ARK’s Coinbase stake).

Coinbase (COIN): ~$676M still held, even after trimming 5,721 shares last week.

Other recent buys:

$21.2M in Bullish stock

$16.2M in Robinhood

$19.2M in Block (after a long selling stretch)

ARK is clearly stacking crypto-adjacent equities at scale.

🟣 Why BitMine? A Proxy for ETH

BitMine’s ETH holdings: recently hit $7.5B.

ARK sees BMNR not just as a mining stock, but essentially an ETH treasury play.

This fits ARK’s thesis on disruptive tech: crypto, AI, and finance convergence.

Stock Action

BMNR closed Wednesday at $46.03 (–8%).

Dropped another –2.22% after hours to $45.01.

Still up a mind-blowing +490% YTD.

Q2 financials:

Revenue: $2.05M (+67.5% YoY)

Net profit margin: +43%

The Take

Cathie Wood is leaning hard into crypto equities, and BitMine is quickly becoming one of ARK’s biggest conviction bets — second only to Coinbase.

Translation: ARK isn’t just bullish on crypto — it’s doubling down on Ethereum as the backbone of corporate treasuries.

Microsoft just dropped its annual earnings — and the numbers are massive. The tech giant continues to rake in record-breaking revenue, with the cloud division now officially driving over a third of total income.

Here’s the breakdown from their fiscal year 2025 report
Headline Numbers

Total revenue (FY 2025): $281.72 billion (+15% YoY)

Net profit (FY 2025): $101.8 billion (+16% YoY)

Q4 revenue: $76.4 billion (+18% YoY)

Q4 profit: $27.2 billion (+24% YoY)

Microsoft's cash machine keeps humming — and it’s not just Office and Windows anymore.
️ Azure & Cloud Dominate

The Azure cloud platform was the breakout star again. While Microsoft didn’t give exact quarterly revenue figures, they did say:

Azure revenue (Q4): Up 39% YoY

Azure revenue (FY): Estimated at $74 billion, up 34% YoY

The broader Intelligent Cloud division (which includes Azure, GitHub, Windows Server, Visual Studio and more) generated:

$29.9 billion in Q4

$106.3 billion for the year

Yes, over $100 billion from cloud services alone.
🧑‍ Productivity Tools Keep Delivering

The Productivity and Business Processes segment — think Office 365, LinkedIn, and Microsoft’s AI Copilot subscriptions — wasn’t far behind:

Q4 revenue: $33.1 billion

FY revenue: $120.8 billion

Microsoft 365 (especially the Copilot AI integration) is proving to be a serious money-maker.
️ Windows, Surface, and Xbox Hold Their Ground

The More Personal Computing segment — which covers:

Windows licenses

Surface hardware

Xbox consoles and services

Gaming revenue

… brought in:

$13.4 billion in Q4

$54.6 billion for the year

That’s still a hefty chunk of change, even as the focus shifts increasingly toward enterprise and cloud services.
TL;DR

Microsoft just wrapped up another record year

Cloud services now lead the revenue mix

AI tools like Copilot are boosting Microsoft 365 income

Gaming and Windows remain solid, but enterprise is the growth engine

If you’re wondering where Microsoft’s next $100 billion comes from — look to Azure, AI, and the future of productivity.

Thoughts? Is Microsoft still underrated in the AI race? Let’s hear it below.