XRP Ledger Could Join SWIFT’s Cross-Border Payment Trials

[AIcash]

Recent discussions suggest that SWIFT is exploring integration with Ripple’s XRP Ledger for real-time cross-border transactions. Trials include XRPL and Hedera, testing how distributed ledgers could plug into SWIFT’s payments infrastructure.

Ripple has gained momentum with institutional adoption, including tokenized money market funds and the RLUSD stablecoin, aided by regulatory clarity in the US. However, SWIFT has not confirmed a formal partnership or commitment to using XRP as a core settlement asset.

[kelson10]

Ripple’s momentum with RLUSD + tokenized MMFs is real But without SWIFT commitment, XRP adoption as a core rail still uncertain. ️

[Nahid10]

Regulatory clarity in the US is boosting Ripple Still, no official SWIFT partnership means institutional adoption has limits for now.