Who Is This Crypto Mortgage Program Designed For?

[etfs]

Newrez says the initiative is aimed squarely at Gen Z and Millennial borrowers, citing internal data that roughly 45% of investors in these groups already hold crypto. As first-time homebuyers increasingly build wealth through digital assets rather than traditional savings, the lender sees crypto-inclusive underwriting as a necessary evolution in modern mortgage lending.

President Baron Silverstein described the move as a way to preserve borrowers’ investments while expanding access to homeownership. Instead of forcing applicants to sell volatile assets at inopportune times, the policy allows crypto to be factored into underwriting—albeit with market-adjusted valuations to account for price swings.

[JanEmil]

Would love that.