What Does Newrez’s Crypto-Inclusive Mortgage Program Allow?

[etfs]

Newrez announced that starting in February 2026, it will recognize certain cryptocurrency holdings when qualifying borrowers for mortgages. Eligible assets include Bitcoin, Ethereum, USD-pegged stablecoins, and spot crypto exchange-traded funds. These assets can be used both to verify reserves and to help estimate income during the loan application process.

The program applies exclusively to Newrez’s Smart Series products, which focus on non-qualified mortgages for borrowers who fall outside traditional government-backed lending criteria. By allowing borrowers to qualify without liquidating crypto holdings, Newrez aims to remove a long-standing barrier that often triggered taxable events and sidelined younger, crypto-heavy buyers from the housing market.

[cryptohog]

counting crypto without forcing a sell is actually a big deal for a lot of ppl