Brazil’s Fintech Expansion Strengthens Credit—and Crypto
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Fintechs and digital banks are reshaping Brazil’s financial landscape, now controlling roughly 25% of the country’s credit card market.
Strong income growth, low unemployment, and rising fintech adoption have kept credit demand high, even with aggressively tight monetary policy. The IMF notes that policy transmission remains effective, proving Brazil’s system can operate normally while crypto adoption rises alongside it.
In essence, crypto is no longer a protest asset—it’s becoming an extension of an otherwise healthy financial ecosystem.