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Can Ripple (XRP) really replace SWIFT now that the SEC case is over?
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️ Ripple just ended its years-long legal battle with the SEC, securing unique legal clarity for XRP.
Tech-wise, Ripple is faster and cheaper than SWIFT — settling payments in seconds vs. days.
But here’s the catch: SWIFT processes 53M+ messages daily across 220+ countries, and every bank already “speaks SWIFT.”
Takeaway: Ripple has the tech edge, but breaking SWIFT’s network effect will take time, regulatory alignment, and risk-averse banks willing to switch. -
Why should the banks not just make their own system if they want to use blockchian?
