Do I need to sell my crypto to buy a house?

[lingriiddd]

No—this is the key advantage. With a crypto-backed mortgage, you don’t need to sell your holdings. Instead, your crypto is transferred to a custodian (like Coinbase) and used as collateral for your loan.

This allows you to keep your position in the market. If crypto prices rise, you still benefit from that upside—something you would lose if you converted your assets into cash for a traditional down payment.

[tradelikepro]

the main appeal is definitely avoiding a taxable event while staying exposed to upside, that’s a pretty strong incentive for long-term holders