Users Want a Financial Super App, Not More Experiments

[madmax]

Retail users say their needs are more practical than Coinbase’s current focus suggests. Instead of social feeds or experimental creator tokens, they want seamless banking-style features: saving, earning yield, trading, spending, and moving money globally — all in one place, with strong protections and clear rules.

As Coinbase expands globally and experiments with new formats, critics warn that execution will matter more than vision. Without clearer security guarantees, consistent listings, and stronger support for both users and developers, Coinbase’s 2026 roadmap could deepen skepticism rather than spark excitement — turning a bold future promise into a credibility test.