Payments in Bitcoin: Real or Speculative?

[kevin1]

CZ explained how crypto cards make Bitcoin spending effortless: the user pays in BTC, the merchant receives their preferred currency.

Schiff criticized this, saying most users convert to fiat anyway, making every transaction speculative.

Digital assets or old-school gold—which is better for commerce?

[Rimon Khan]

Bitcoin payments are growing, but volatility still limits everyday usage.

[Nahid Hossen]

Speculation drives adoption, yet real-world use cases continue to expand.