Ripple & National Bank Charters

[cryptohog]

Ripple has formally applied for a national bank charter, joining other crypto firms like Circle and Coinbase who are exploring regulated banking structures.

Brad Garlinghouse criticized traditional banks lobbying against such charters, saying, “If we want more stability and clear regulation, having a Fed master account is a net plus for both crypto companies and the financial system.”

The move represents a push for regulatory clarity as the US crypto environment evolves under new leadership.

[jacson4]

Ripple’s pursuit of banking charters signals deeper integration between crypto and finance.

[kelson10]

A national charter could legitimize Ripple’s operations within traditional financial systems.