Plan for Financial Gaps
Freelancing/Online work exchange
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Freelancing isn’t a steady paycheck. Feast and famine are real.
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An emergency fund isn’t a sign of failure—it’s a bridge when cash flow dips.
Plan for slow months, and don’t panic when invoices are late. Stability is key to growth.
This is the part most freelancers ignore until it’s too late. 
Nike
Smart freelancers prepare before the slow seasons hit. 