Fed Eyes Blockchain, Tokenization, and AI to Modernize Payments

[tradelikepro]

https://youtu.be/-CpJxNaN8s4

Alongside its proposed payment account initiative, the Federal Reserve is conducting hands-on research into blockchain, tokenization, smart contracts, and AI-powered payment systems, according to Governor Christopher Waller.

The Fed’s experiments aim to evaluate how emerging technologies could enhance security and efficiency in U.S. payments infrastructure.

Waller said the Fed’s goal is to stay ahead of innovation while determining whether these tools can “upgrade our own payment infrastructures,” signaling the central bank’s most proactive approach to fintech integration yet.

[kelson10]

The Fed’s exploration of blockchain-based payment rails could redefine financial infrastructure.

[alex10]

This proposal could bridge the gap between traditional banks and digital asset ecosystems.