Addressing Idle Capital in European Startups

[tradelikepro]

In Q2 2025, European startups raised $12.6 billion, much of which remains idle in business accounts, according to Vivid Money citing Crunchbase. The new treasury account enables businesses to actively invest capital in a variety of instruments without lock-ups, helping SMEs make their funds work and extend financial runway in uncertain economic times.

[Nahid10]

So many European startups sit on unused funds — optimizing that capital could fuel innovation.

[EmTeam]

Idle capital means missed opportunities. Smart liquidity management should be a core strategy.