New Two-Year Study to Examine How Americans View Financial Privacy

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The Bitcoin Policy Institute (BPI), Bitcoin wallet company Fedi, and Cornell University are launching a two-year research project focused on how Americans perceive financial privacy and how regulation influences their behavior.

The initiative brings together policy, academia, and product design to study what trade-offs people are willing to accept when it comes to privacy in financial transactions. Researchers will combine large-scale surveys with in-depth interviews to track how attitudes toward privacy evolve over time.

Cornell’s Brooks School Tech Policy Institute will lead the academic research, while Fedi contributes insights from user behavior and product design. BPI will focus on policy analysis and public communication.

The project will publish four semi-annual reports, with the first expected in April 2026, aiming to provide empirical data to inform financial regulation and debates affecting developers and digital payment systems.

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empirical data on user attitudes could influence token flows and privacy-focused projects. traders should track policy signals closely