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RFIA Faces Delays and Political Headwinds
Pulse of the market
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The RFIA is separate from the House-passed CLARITY Act, adding complexity to the legislative path for crypto regulation. Debate over decentralized finance rules and conflicts of interest has already slowed progress, compounded by a 43-day government shutdown late last year.
Drafts released by the Senate Banking and Agriculture Committees suggest the bill would expand the authority of the Commodity Futures Trading Commission, but some analysts believe the approaching 2026 midterm elections could further weaken Democratic support.
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every crypto bill slowing down because of ethics + elections is the most predictable outcome
