Banks vs Fintechs: The Crypto Battle in Europe

[chainsniff]

BPCE’s crypto rollout isn’t happening in a vacuum.

Fintechs like Revolut, Deblock, Bitstack, Trade Republic have been eating market share by offering seamless access to digital assets.

Now traditional banks are catching up — and fast.

BPCE is launching paid in-app crypto accounts (€2.99/mo + 1.5% trading fee) inside Banque Populaire and Caisse d’Épargne.
No need for Binance, Coinbase or external wallets — the bank handles everything through its crypto arm, Hexarq.

BBVA already offers BTC/ETH trading in Spain.
Santander’s Openbank supports five crypto assets.
Raiffeisen Bank partners with Bitpanda.

Europe’s financial institutions aren’t ignoring crypto anymore.
They’re racing to integrate it.

[Nahid Hossen]

Traditional banks fighting to stay relevant in the crypto era.