Trump Executive Order Could Open 401(k)s to Bitcoin and Alternative Assets

[bonk]

An executive order signed by President Trump in August could allow employer-sponsored 401(k) accounts to include alternative assets such as Bitcoin, private equity, real estate, and commodities. Supporters say the change could broaden diversification for roughly 90 million Americans and position Bitcoin as a long-term hedge.

House Republicans, including Financial Services Chair French Hill, are pressing the SEC to implement the rules quickly. Deutsche Bank research suggests Bitcoin and gold could coexist as reserve assets by 2030, with institutional demand potentially lowering volatility over time. Critics warn about fees, liquidity mismatches, and fiduciary risks under the Employee Retirement Income Security Act.

[Nahid10]

Trump’s exec order opening 401(k)s to BTC + alternatives is huge 90M Americans could get exposure to Bitcoin as a long-term hedge.

[kelson10]

Allowing Bitcoin, PE, real estate, and commodities in 401(k)s = real diversification Could legitimize BTC further as retirement-grade asset.