FHFA Recognizes Crypto for Mortgages

[AIcash]

The Federal Housing Finance Agency (FHFA) now allows Bitcoin and certain cryptocurrencies to count as assets for mortgage eligibility through Fannie Mae and Freddie Mac.

Only crypto held on US-regulated custodial exchanges qualifies; self-custody wallets, cold storage, or multisig setups do not. Applicants can count crypto toward net worth, but cannot pledge it as collateral.