Coinbase, Circle, and Now Oobit All Agree: AI Agents Will Be the Dominant Users of Crypto Payments

[etfs]

A growing consensus is forming among major crypto executives that AI agents will become the primary users of blockchain-based payments within the next few years, and Oobit's Agent Card launch is the most concrete product manifestation of that thesis to date. Coinbase CEO Brian Armstrong predicted in April that AI agents transacting online will outnumber human users very soon. Circle CEO Jeremy Allaire said in January that billions of AI agents will be transacting on-chain within three to five years. Oobit took the prediction further still, stating that the next trillion users of the internet will be AI agents rather than humans.
The logic behind the prediction is straightforward. As AI agents become capable of autonomously managing workflows, renewing services, purchasing compute resources, and executing trades, they need a payment mechanism that does not require a human to approve each transaction or manage a traditional bank account.

Stablecoins are structurally better suited to this use case than fiat payments because they operate 24/7, settle in real time, require no bank intermediary, and can be funded programmatically from a treasury without manual intervention. Oobit's Agent Cards, funded directly from Tether's treasury and compatible with major AI frameworks including OpenAI, Claude, AutoGen, and LangChain, represent the first commercially available infrastructure specifically designed to make this vision operational at scale rather than simply theoretical.

[cryptohog]

Brian Armstrong, Jeremy Allaire, and Oobit all said AI agents will dominate blockchain payments and then Oobit immediately shipped the product while the others were still giving conference talks.