📌 Payments Could Be the Biggest AI Winners 💳✨

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UBS says payment processors like Visa and Mastercard are especially well-positioned to capitalize on the AI shift. Opportunities include:

Personalized consumer experiences

Better fraud and compliance controls

Cost savings in operations

Dynamic forecasting and reporting

Agentic commerce at scale

At FIS’s 2024 Investor Day, management reported developer productivity gains of 10–30% from GenAI coding assistance. UBS notes Visa and Mastercard’s global scale, brand trust, and standards role make them prime AI beneficiaries.

For investors, payments could be one of the clearest ways to monetize AI adoption in finance.