David Schwartz Pushes Back, Defends XRP Ledger Design
-

In response, David Schwartz strongly rejected claims that XRP Ledger is under centralized control. He stated that the network was intentionally architected so that Ripple does not have unilateral authority — in part due to regulatory concerns. According to Schwartz, Ripple deliberately avoided maintaining control because it could be compelled by courts or governments, which would undermine the integrity of the ledger.
Schwartz explained that each XRPL node independently selects its own validators via the Unique Node List and enforces protocol rules on its own. Validators cannot force double-spends or censor transactions from honest nodes, he said, and consensus rounds — occurring roughly every five seconds — resolve conflicts without granting centralized power. While he acknowledged that a dishonest majority could theoretically stall the network, he argued that this risk exists in other major chains as well and does not equate to Ripple having “absolute control.” The clash highlights an enduring divide in crypto: whether decentralization should be defined by strict ideology or by practical network resilience.