Stablecoins, Mature Blockchains and What Comes Next

[chainsniff]

The CLARITY Act does not replace the 2025 GENIUS Act, which already governs payment stablecoins at the federal level. Instead, it applies in complementary areas, such as disclosures and reward-related features connected to stablecoin use within broader digital asset markets.

Another key concept introduced by the bill is “mature” blockchains. Projects that meet decentralization and functional criteria could transition to lighter regulatory treatment, shifting oversight toward the CFTC and reducing compliance burdens.

While critics argue that gaps may remain—particularly for decentralized finance—the bill has advanced further than previous efforts. Passed by the House in July 2025, it now awaits Senate action, where negotiations continue.

[ed]

lol they passed the house already but senate is probably gonna drag this out for months like always