Crypto in 401(k)s: Slow Today, Normal Tomorrow
-

Momentum toward crypto-friendly retirement rules has been quietly building. In August last year, US President Donald Trump signed an executive order directing the Labor Department to reassess restrictions on alternative assets in defined-contribution plans, opening the door for crypto inclusion.
More recently, the Department of Labor adopted a neutral stance after rolling back earlier guidance that discouraged crypto in 401(k)s. While Hougan says these institutions move slowly and widespread adoption may not happen immediately, he believes crypto will eventually be treated like any other asset class—normalized, regulated, and offered alongside stocks and bonds.c