A New SPDI Bank Built for Crypto-Era Payments
-

N3XT is going live under Wyoming’s SPDI charter with a mission: instant programmable payments for institutions across crypto, FX, logistics and more.
Designed for interoperability with stablecoins and digital assets, it’s effectively rebuilding a crypto-friendly bank — but without the fragilities that doomed Signature, Silvergate, and SVB in 2023.
CEO Jeff Wallis says the goal is simple: “Instant, programmable payments for institutional clients.” -
SPDIs are redefining how crypto integrates with traditional banking.
-
A crypto-native bank could improve settlement speed and transparency.