Build Your Baseline Budget

[cryptobro]

Freelancers, here’s a simple system to manage unpredictable income:

50% → your “salary” from savings

20% → quarterly taxes

20% → retirement (solo 401k + Roth IRA)

10% → business expenses

Emily Guy Birken says this structure turns irregular income into something manageable — and it might even help you accidentally build a nest egg!

[Rimon Khan]

A baseline budget keeps your cash flow steady even in unstable months.

[Abdul Khan]

If you don’t control your budget, the market will control your stress levels.