The New Reality & The Risks

[ed]

Stablecoins make saving, paying & trading easier — but not risk-free.
️ Peg/reverse risk (USDC de-peg 2023)
️ P2P scams & wallet theft
️ Regulatory whiplash (Nigeria crackdowns, Kenya taxes)
Next phase = clearer rules + “crypto in the background” apps where users just see instant, low-cost value movement.

[jacson4]

Stablecoins = faster payments & easier saving/trading. But risks remain:
• De-pegs (USDC 2023)
• P2P scams & wallet theft
• Shifting regulations (Nigeria crackdowns, Kenya taxes)

[jacson4]

Next phase: clear rules + apps where crypto runs in the background. Users won’t see tokens — just instant, low-cost value transfers.

[kelson10]

[EmTeam]

P2P scams & wallet theft