1:1 Backing and 24/7 Redemptions: Inside Qivalis’ Stablecoin Design

[kevin1]

Qivalis’ euro stablecoin will be fully backed 1:1, according to CFO Floris Lugt. At least 40% of reserves will be held in bank deposits, with the remainder invested in short-term, high-quality euro-area sovereign bonds to minimize concentration risk across any single country.

The structure is designed to offer stability and liquidity, including 24/7 redemption for token holders — a key feature for businesses operating across time zones. As European banks deepen their crypto ambitions, Qivalis’ approach could signal a broader shift toward institutionally backed digital euros competing on both compliance and reliability.

[etfs]

institutional digital euro sounds exciting in a very measured tone