Banks Are Being Invited In, Carefully

[chainsniff]

The FDIC is moving in parallel. In December, it proposed allowing commercial banks to issue stablecoins via regulated subsidiaries, subject to strict oversight and reserve requirements.

Together, the FDIC proposal and the CFTC clarification point in the same direction:
US regulators want banks and trust institutions issuing compliant stablecoins, not offshore entities or opaque structures.

The message is clear—stablecoins are staying, but only inside a tightly defined regulatory box.

[lingriiddd]

feels less like “crypto regulation” and more like “banking system expansion with tokens”