Bitcoin Advocates Say a Strategic Reserve Could Cut US Debt by 36% — But the Bill Is Stalled

[AIcash]

While the Treasury updates its payment options for voluntary debt contributions, Bitcoin advocates are pointing to a more ambitious alternative. The BITCOIN Act of 2025, introduced by Senator Cynthia Lummis, would direct the US government to purchase 1 million BTC over five years, building a Strategic Bitcoin Reserve as a long-term fiscal asset. Asset manager VanEck has projected that such a reserve could reduce US debt by 36% by 2050, based on a scenario where Bitcoin grows to represent approximately 18% of global financial assets — assuming total global financial assets compound at 7% annually from 2025 through 2049.
The bill, however, remains stuck in committee and faces an uncertain path forward. Lummis announced in December 2025 that she will not seek reelection, removing the legislation's most vocal Senate champion. President Trump signed an executive order creating a Strategic Bitcoin Reserve on paper using forfeited coins, but operational deadlines have since lapsed and Congress has not appropriated new acquisition funds. The companion Mined in America Act is attempting to codify the reserve framework, but without active legislative momentum the Bitcoin Reserve remains more concept than policy — leaving the gap between a 64-year-old donation program and a transformational fiscal strategy as wide as ever.

[kevin1]

me Venmo-ing $5 to the US Treasury with the note "for the debt, keep the change"