Marshall Islands Uses Blockchain for UBI and Tokenized Bonds

[tradelikepro]

Blockchain is moving from theory to real-world government use.

The Republic of the Marshall Islands launched a Universal Basic Income (UBI) program in November 2025, distributing quarterly benefits directly to citizens via mobile wallets. The government also issued a tokenized debt instrument, USDM1, backed 1:1 by short-term US Treasuries.

Julie Myers Wood, CEO of Guidepost Solutions, says digital delivery of social benefits offers faster processing and a fully auditable trail for provisioning and expenditures.

As more governments explore tokenized bonds and onchain benefit distribution, blockchain is increasingly being positioned as infrastructure for public finance.

[encrypted]

fully auditable onchain benefits… lowkey makes paper checks feel prehistoric