Newmarket Capital Blends Bitcoin With Real Estate to Reinvent Lending

[johnblockbuster]

US-based structured credit firm Newmarket Capital is pushing traditional finance into new territory by integrating Bitcoin into real-world lending. Managing nearly $3 billion in assets, the firm — through its affiliate Battery Finance — is developing hybrid mortgage and commercial loan structures that combine income-producing real estate with BTC as supplemental collateral.

The model allows crypto holders, particularly Millennials and Gen Z investors, to access financing without selling their Bitcoin and triggering taxable events. In one early deal, Battery Finance refinanced a $12.5 million multifamily property using both the building and approximately 20 BTC as part of the collateral package.

According to founder Andrew Hohns, Bitcoin adds liquidity, divisibility, and transparency to traditional underwriting frameworks — while repayments remain in USD. Rather than replacing conventional lending, the structure bridges digital assets with established credit markets, offering lenders added downside protection and borrowers continued exposure to Bitcoin’s potential upside.

[chainsniff]

regulators slowly warming up but lowkey still keeping a leash on crypto