Inside Saylor’s Bitcoin-Backed Banking Framework

[cryptohog]

Saylor’s model outlines a structured digital banking system using overcollateralized Bitcoin. His proposal includes an 80% allocation to tokenized credit, 20% to fiat, plus an added reserve buffer for stability. Bitcoin-backed credit would be overcollateralized at a 5:1 ratio, aiming to manage volatility while offering regulated exposure to digital assets.

[Abdul Khan]

Saylor’s framework shows how Bitcoin could be integrated into modern banking models.

[Nahid Hossen]

This approach blends traditional finance concepts with a Bitcoin-first strategy.