Tax and NI Tips for Freelancers with Part-Time Jobs
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Taking on a part-time PAYE role while freelancing requires careful planning to manage taxes and National Insurance. HMRC aggregates all income for tax purposes, meaning your PAYE wages and freelance profits count toward total income.
Freelancers should ensure their self-assessment is up to date, claim all allowable expenses, and check that PAYE tax codes are correct. Contributions include Class 1 NI from employment and Class 2/4 NI from self-employment. Proper planning can prevent overpayment and help maintain benefits like State Pension entitlements.
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Tax guidance is underrated—freelancers really need this clarity.

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Good financial awareness always saves money in the long run. Smart topic.
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