Investments & Tax Planning

[cryptohog]

Freelancers can further reduce tax exposure with smart planning:

Stocks & Shares ISAs and Lifetime ISAs: tax-free gains & withdrawals

Dividend allowance: £500 tax-free outside ISAs

Capital Gains Tax: £3,000 tax-free per year

Advanced options: VCTs, asset sharing with spouses, tax-free annuities

Maximizing these tools helps retain earnings while staying compliant.

[Couturier]

Smart breakdown, most freelancers overlook how much tax efficiency they can build just by using ISAs and capital gains allowances strategically. Keeping profits tax-free while staying compliant is the real win.

[Swipe]

That post continues your finance series nicely — it highlights smart, legal tax optimization without overcomplicating things.