Brad Garlinghouse outlined a long-term vision for XRP as a core settlement asset for global payments, emphasizing liquidity and real-world utility.
Ripple aims to deepen XRP’s role within its payment ecosystem, potentially integrating it more directly into transaction flows as adoption grows. The goal is to position XRP as a preferred bridge asset for international transfers.

However, skepticism remains. Critics argue that stablecoins and alternative solutions still dominate practical use cases. For Ripple, the real test will be whether these ambitions translate into measurable adoption and transaction growth.