Trust Wallet is a non-custodial wallet, meaning users hold their own private keys and the company cannot access funds on their behalf. Beyond the fundamental security of self-custody, Fan has identified transaction security as an area where the entire wallet industry has under-invested. Users currently sign transactions they cannot fully parse and get exposed to scam contracts without warnings from the app itself. Fan frames the wallet as a layer of protection that should carry trust signals on behalf of its users rather than simply executing whatever they approve. Being the most secure wallet is described as a core part of Trust Wallet's identity under his leadership, with specific improvements to transaction transparency and scam detection actively being developed.