<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[XChat Is Just the Beginning — X Money and Crypto Rails Are Coming Next]]></title><description><![CDATA[<p dir="auto"><img src="/forum/assets/uploads/files/1777198618631-818b136a-9926-4e9f-b6ee-5f468a686577-image.png" alt="818b136a-9926-4e9f-b6ee-5f468a686577-image.png" class=" img-fluid img-markdown" /><br />
XChat's App Store debut is one piece of a much larger stack that Musk has been assembling under the X brand. The messaging launch is designed to precede the rollout of X Money, a digital wallet built in partnership with Visa that will initially support peer-to-peer fiat transfers before adding crypto functionality in a later release. X has already secured money transmitter licenses in more than 40 US states, clearing a significant regulatory hurdle ahead of the payments rollout. Once X Money goes live, XChat users will be a single tap away from sending money directly inside their conversations — putting the platform in direct competition with PayPal and Venmo in addition to messaging rivals.</p>
<p dir="auto">For crypto-focused users, the longer-term roadmap is where things get interesting. With Cashtags, group chats, an integrated AI assistant, and eventual crypto payment rails all converging in one app, X is building toward something closer to WeChat's model in China than anything currently available in Western markets. The real test, however, is not whether XChat can top the charts on launch day — it is whether it can retain users once the novelty fades. Download numbers driven by Musk's profile and a well-executed launch are one thing; daily active engagement that displaces WhatsApp or Telegram habits built over years is a far harder challenge, and one that X Money and crypto rails will need to solve if XChat is to become a permanent fixture at the top of the chart.</p>
]]></description><link>https://undeads.com/forum/topic/19032/xchat-is-just-the-beginning-x-money-and-crypto-rails-are-coming-next</link><generator>RSS for Node</generator><lastBuildDate>Sun, 03 May 2026 22:43:56 GMT</lastBuildDate><atom:link href="https://undeads.com/forum/topic/19032.rss" rel="self" type="application/rss+xml"/><pubDate>Sun, 26 Apr 2026 10:17:00 GMT</pubDate><ttl>60</ttl><item><title><![CDATA[Reply to XChat Is Just the Beginning — X Money and Crypto Rails Are Coming Next on Mon, 27 Apr 2026 03:16:53 GMT]]></title><description><![CDATA[<p dir="auto">xchat and it looks like third level knockoff</p>
]]></description><link>https://undeads.com/forum/post/52384</link><guid isPermaLink="true">https://undeads.com/forum/post/52384</guid><dc:creator><![CDATA[AIcash]]></dc:creator><pubDate>Mon, 27 Apr 2026 03:16:53 GMT</pubDate></item><item><title><![CDATA[Reply to XChat Is Just the Beginning — X Money and Crypto Rails Are Coming Next on Sun, 26 Apr 2026 12:44:37 GMT]]></title><description><![CDATA[<p dir="auto">Musk building the everything app while I still ignore half my notifications</p>
]]></description><link>https://undeads.com/forum/post/52259</link><guid isPermaLink="true">https://undeads.com/forum/post/52259</guid><dc:creator><![CDATA[tradelikepro]]></dc:creator><pubDate>Sun, 26 Apr 2026 12:44:37 GMT</pubDate></item></channel></rss>