<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Why can’t AI agents just use banks or credit cards?]]></title><description><![CDATA[<p dir="auto"><img src="/forum/assets/uploads/files/1775993265269-17d7c9e4-0967-4760-a761-7709e19d34c1-image.png" alt="17d7c9e4-0967-4760-a761-7709e19d34c1-image.png" class=" img-fluid img-markdown" /></p>
<p dir="auto">AI agents can’t easily use traditional finance systems because those systems are built for humans. Opening a bank account, passing identity checks, or using a credit card requires legal identity and manual verification—things AI agents don’t have.</p>
<p dir="auto">That’s why crypto infrastructure is becoming essential. Blockchain-based wallets allow agents to send and receive payments programmatically, without needing human credentials. Platforms like MoonPay are already building tools that let AI agents transact independently within predefined limits.</p>
]]></description><link>https://undeads.com/forum/topic/18354/why-can-t-ai-agents-just-use-banks-or-credit-cards</link><generator>RSS for Node</generator><lastBuildDate>Tue, 09 Jun 2026 11:42:34 GMT</lastBuildDate><atom:link href="https://undeads.com/forum/topic/18354.rss" rel="self" type="application/rss+xml"/><pubDate>Sun, 12 Apr 2026 11:27:48 GMT</pubDate><ttl>60</ttl><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:40:51 GMT]]></title><description><![CDATA[<p dir="auto">Banks Will Struggle To Adapt Here <img src="https://undeads.com/forum/assets/plugins/nodebb-plugin-emoji/emoji/android/1f605.png?v=fca83ecc508" class="not-responsive emoji emoji-android emoji--sweat_smile" style="height:23px;width:auto;vertical-align:middle" title="😅" alt="😅" />.</p>
]]></description><link>https://undeads.com/forum/post/49806</link><guid isPermaLink="true">https://undeads.com/forum/post/49806</guid><dc:creator><![CDATA[ChewBeast]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:40:51 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:38:43 GMT]]></title><description><![CDATA[<p dir="auto">This Could Redefine How Payments Work.</p>
]]></description><link>https://undeads.com/forum/post/49803</link><guid isPermaLink="true">https://undeads.com/forum/post/49803</guid><dc:creator><![CDATA[Suzukispeedtest]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:38:43 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:34:39 GMT]]></title><description><![CDATA[<p dir="auto">Feels Like Early Days Of Something Big.</p>
]]></description><link>https://undeads.com/forum/post/49795</link><guid isPermaLink="true">https://undeads.com/forum/post/49795</guid><dc:creator><![CDATA[0c4535c1a0]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:34:39 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:32:21 GMT]]></title><description><![CDATA[<p dir="auto">AI + Blockchain Is A Powerful Combo <img src="https://undeads.com/forum/assets/plugins/nodebb-plugin-emoji/emoji/android/1f680.png?v=fca83ecc508" class="not-responsive emoji emoji-android emoji--rocket" style="height:23px;width:auto;vertical-align:middle" title="🚀" alt="🚀" /></p>
]]></description><link>https://undeads.com/forum/post/49791</link><guid isPermaLink="true">https://undeads.com/forum/post/49791</guid><dc:creator><![CDATA[febe3f2e35]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:32:21 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:29:03 GMT]]></title><description><![CDATA[<p dir="auto">Interesting How Crypto Solves This Gap.</p>
]]></description><link>https://undeads.com/forum/post/49782</link><guid isPermaLink="true">https://undeads.com/forum/post/49782</guid><dc:creator><![CDATA[UndeadBeastMonkeykiller]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:29:03 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:27:25 GMT]]></title><description><![CDATA[<p dir="auto">Traditional Systems Just Aren’t Built For This.</p>
]]></description><link>https://undeads.com/forum/post/49778</link><guid isPermaLink="true">https://undeads.com/forum/post/49778</guid><dc:creator><![CDATA[bred]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:27:25 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:24:58 GMT]]></title><description><![CDATA[<p dir="auto">AI Wallets Are Inevitable At This Point.</p>
]]></description><link>https://undeads.com/forum/post/49770</link><guid isPermaLink="true">https://undeads.com/forum/post/49770</guid><dc:creator><![CDATA[9777089235]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:24:58 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:23:02 GMT]]></title><description><![CDATA[<p dir="auto">This Feels Like A New Financial Layer.</p>
]]></description><link>https://undeads.com/forum/post/49767</link><guid isPermaLink="true">https://undeads.com/forum/post/49767</guid><dc:creator><![CDATA[d82ae58262]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:23:02 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:20:23 GMT]]></title><description><![CDATA[<p dir="auto">Programmatic Payments Change Everything <img src="https://undeads.com/forum/assets/plugins/nodebb-plugin-emoji/emoji/android/1f916.png?v=fca83ecc508" class="not-responsive emoji emoji-android emoji--robot_face" style="height:23px;width:auto;vertical-align:middle" title="🤖" alt="🤖" />.</p>
]]></description><link>https://undeads.com/forum/post/49760</link><guid isPermaLink="true">https://undeads.com/forum/post/49760</guid><dc:creator><![CDATA[059d96d16a]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:20:23 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:18:46 GMT]]></title><description><![CDATA[<p dir="auto">No Identity No Access Simple As That.</p>
]]></description><link>https://undeads.com/forum/post/49757</link><guid isPermaLink="true">https://undeads.com/forum/post/49757</guid><dc:creator><![CDATA[GummyBear]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:18:46 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:16:20 GMT]]></title><description><![CDATA[<p dir="auto">AI Using Banks Was Never Going To Work,</p>
]]></description><link>https://undeads.com/forum/post/49750</link><guid isPermaLink="true">https://undeads.com/forum/post/49750</guid><dc:creator><![CDATA[Capybara_Capybara]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:16:20 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 15:13:01 GMT]]></title><description><![CDATA[<p dir="auto">This Is Where Crypto Actually Makes Sense.</p>
]]></description><link>https://undeads.com/forum/post/49747</link><guid isPermaLink="true">https://undeads.com/forum/post/49747</guid><dc:creator><![CDATA[BrutalAge*gofast]]></dc:creator><pubDate>Sun, 12 Apr 2026 15:13:01 GMT</pubDate></item><item><title><![CDATA[Reply to Why can’t AI agents just use banks or credit cards? on Sun, 12 Apr 2026 14:11:48 GMT]]></title><description><![CDATA[<p dir="auto">banks struggling with humans, now imagine ai accounts</p>
]]></description><link>https://undeads.com/forum/post/49737</link><guid isPermaLink="true">https://undeads.com/forum/post/49737</guid><dc:creator><![CDATA[nihalsari]]></dc:creator><pubDate>Sun, 12 Apr 2026 14:11:48 GMT</pubDate></item></channel></rss>