Most efforts around AI and crypto have focused on enabling payments, but not on how wallets and keys are securely managed. MoonPay’s new standard tackles that problem by separating private keys from the AI runtime and adding controls like spending limits and transaction policies.

This approach reduces risk while still allowing automation, which is critical if AI is going to handle real money. It shows that the future of AI in finance isn’t just about speed, but also about building systems that are safe and controllable.